Noble Gold Investments
1 S Fair Oaks Ave #207
Pasadena, CA 91105
Best for New Investors
- Low Minimum Investment
- Low Annual Fees
- Outstanding Service
- Excellent Customer Reviews
Although the stock market took a nose dive in 2020 because of the Coronavirus outbreak, one asset has actually gone up in price: gold. This is why I invest in precious metals to safeguard my assets—and my livelihood.
And what about you? Are you worried about your investments? Are you concerned about the value of your retirement accounts? Have you spent hours on social media looking for answers? If so, it may be time to consider something else.
A Noble Gold IRA may be the answer you’re looking for. Offered by Noble Gold Investments, this retirement account can hold not just gold, but also other metals like silver, platinum, and palladium.
Without further ado, let’s take a look at our Noble Gold review.
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Who is Noble Gold?
Noble Gold is headquartered in Pasadena, California. It was started by Collin Plume and Charles Thorngren, both of whom began their financial careers with other investments, but eventually discovered the safety of precious metals.
Although operating out of the West Coast, Noble Gold stores its customers’ metals in a high-tech depository in Dallas, Texas, courtesy of the International Depository Services Group.
If Texas doesn’t suit your fancy, other locations are available. They include New Castle, Delaware and Ontario, Canada.
Home delivery is another option that the precious metals company provides.
What Does Noble Gold Offer?
Noble offers two types of Individual Retirement Accounts: Gold and Silver. With either of these accounts, you can invest your retirement dollars in precious metals instead of traditional assets.
In addition to Gold and Silver IRAs, Noble Gold has several investment choices available such as gold coins and gold bars for direct purchase. Moreover, the company offers both bars and coins in a variety of metals (platinum, palladium, silver, and gold).
For the more adventurous, there is also Noble Bitcoin. This service offers investing in cryptocurrencies, which are another way to sidestep the U.S. dollar and stock market.
What is a Precious Metals IRA?
Gold and Silver IRA’s at Noble have the same rules that brokerage and bank IRA’s have.
This means you can start making withdrawals penalty-free once you turn 59½. And you will have to take distributions starting at 72 with the traditional tax structure.
As with an IRA that invests in stocks and bonds, a precious metals IRA does not guarantee any particular value. Prices for gold and silver are determined by the commodities market.
So the value of your account can rise and fall from day to day.
But gold and silver have been a safe haven for thousands of years. Their prices aren’t going to collapse overnight.
If you invest in the stock market, who knows. Some stocks have gone all the way to $0. That won’t happen with gold and silver.
Either coins or bars can be put into an IRA with Noble Gold.
However, they all must be at least 99.9% pure metal (usually expressed as ‘.999’ in the industry).
IRA Eligible Coins and Bars
A Noble Gold review would not be complete without information on the actual coins and bars the company offers.
There are several choices. Here are a few examples:
- American Gold Eagle. This gold coin comes from the U.S. Mint and is available in several weights. The largest coin contains 1 troy ounce of gold. American Gold Eagle coins are legal tender with face values.
- 5 oz. Silver Bar. Minted by the Highland Mint, a private company, this bar of silver is three 9’s fine (99.9% pure).
- PAMP Suisse Gold Bar. One of the most famous precious metals manufacturers in the world makes this bar in Switzerland. It weighs 100 grams and is 24 karat (100%) gold. It is four 9’s fine (99.99% pure).
Noble Gold also has platinum and palladium coins and bars.
Although the company did mint the Trump coin for 2020, supplies appear to be very limited at this time.
Numismatic Rare Coins & Collectibles
Noble Gold deals in rare coins if you want to make an investment in a collectible item. Collectors’ coins are graded and certified by professional numismatic organizations.
On Noble’s website, we found many coins from American history.
Noble Gold offers segregated storage for its precious metals IRA’s. This means your metals will be stored separately from other customers’ assets.
The company doesn’t offer commingled storage.
With three storage facilities, Noble Gold clients can choose a location closest to them. The only depository in the South, IDS in Dallas, has partnered with Noble to provide a high-tech facility backed by an insurance policy with Lloyd’s of London.
Customers who prefer a location further north can choose the Delaware Depository. This facility also has insurance from Lloyd’s along with some very sophisticated vaults.
The third and final facility is IDS of Canada. Located in Ontario, the facility is patrolled by armed guards 24 hours a day, 7 days a week. It has the latest in technology plus an insurance policy.
Royal Survival Packs
If you would rather store your metals at home and don’t need an IRA, Noble Gold has a solution for you.
Called Royal Survival Packs, these are assortments of metals hand-picked by Noble Gold.
A survival pack can be mailed straight to your door.
Noble promises discrete and private shipments that are fully insured. And it only takes about 5 days for the package to arrive.
In case you don’t want the metals shipped to your house, Noble Gold permits survival packs to be stored at one of its three vaults.
Customers outside the U.S. can purchase one of these survival packs and have it stored in a vault.
Additionally, Noble Gold accepts dollars and Bitcoin for payment.
Pricing & Transaction Minimums
To start an IRA at Noble Gold, you’ll need at least $2,000 to deposit, the lowest in the industry.
The storage fee for an IRA is $150 per year. Precious metals in a retirement account cannot be stored at home, due to U.S. government regulations.
An IRA also has an $80 annual fee. So the total annual cost of an IRA is $230. There are no setup fees.
The Royal Survival Packs have minimums that range from $5,000 to $500,000. Packs that are shipped to a customer’s home have no annual storage fees.
The prices of Noble Gold’s metals vary based on a variety of market and economic factors. The company partners with multiple suppliers and offers competitive pricing.
Precious Metals IRA Fees
|Initial Setup Fees||$0|
|Annual Admin Fees||$80|
|Annual Storage Fees||$150 (Segregated)|
|Minimum Purchase Amount||$2,000|
|Preferred Depository||International Depository Services|
|Preferred Custodian||New Direction IRA|
Selling Your Precious Metals
Buying is only one part of investing. Eventually, you’ll want to sell.
When you’re ready, Noble Gold has a buy-back program. It’s a no-questions-asked service, so it’s quite simple to go through.
If you want to add some diversification to your nest egg, Noble Gold has the right product for you.
The company recently launched a Cryptocurrency IRA with Noble Bitcoin. This is an innovative way to invest in a cutting-edge digital currency.
Bitcoin is not connected to the stock market or the U.S. dollar. So the digital currency is a good way to diversify an account.
Like other cryptocurrencies, Bitcoin is not controlled by any central bank. This means no government can print more of it.
In addition to Bitcoin retirement accounts, Noble also offers Ethereum, Litecoin, and Ripple IRA’s.
A variety of retirement accounts can be rolled over into a Cryptocurrency IRA at Noble Gold. These include 401(k) plans and 403(b)’s.
Rankings, Complaints & Customer Reviews
Although Noble Gold has only been in business since 2017, it nevertheless does have an excellent track record.
The Better Business Bureau rates the company an A+, the highest possible grade.
When grading a company, BBB looks at several factors. These include how quickly the business responds to complaints and any government actions taken against the firm.
Noble Gold is also accredited with the Better Business Bureau. To be accredited, a company must advertise honestly, build trust, honor promises, and be responsive to customers.
At TrustLink, Noble Gold received an average rating of 5 stars out of 5.
Here’s a review left by one of their customers:
I highly recommend Noble Gold! The rollover process, and purchasing precious metals for my new IRA went very smooth. Yale and Alicia were awesome to work with and very knowledgeable. I look forward to working with them in the future.
November 12, 2019
What are the Pros & Cons?
Rolling Over Your Retirement Plan
Noble Gold will work with you to move an old retirement plan, such as a previous employer’s plan, into a new precious metals IRA.
One method to do this is to do what’s called a 60-day rollover. Under this scheme, the administrator from your old plan will mail you a check, and then you have 60 days to deposit the check with Noble.
The other method is to move an account from one custodian to Noble’s custodian. With this option, a check isn’t sent to you.
Noble Gold will work directly with you and the precious metals IRA custodian to rollover assets of your current 401(k) or IRA into the new account.
Once your account is funded, you will select the coins or bars you want to add to your precious metals IRA account and Noble Gold will ship them to the depository where your metals will insured, safe and secure.
On Noble Gold’s website, there are some educational resources in case you need to study up on precious metals investing.
There are materials on rare coins where you can find information on the 1854 Kellogg $20 Coin, among other collectors’ pieces.
For those looking to invest in American history, the Morgan Silver Dollar is the coin that won the west.
Noble Gold has an extensive YouTube channel with almost 100 videos. We found pieces on industrial uses of silver, trade with China, and the impact of COVID-19 on the price of gold.
Other materials of value include a selection of articles on its website related to cryptocurrencies and precious metals.
And what about Noble’s customer service? Associates can be reached over the phone (877-646-5347) during the week. You can also send an email to the company (email@example.com). And there’s a contact form on its website.
Noble Gold has over 1,000 followers on Facebook with six reviews.
Who Should Invest With Noble Gold?
Noble Gold is a good choice for retirement savers who want to start out with a small investment in precious metals. While other companies require $25,000 or more to open an account, you can start with just $2,000 at Noble Gold.
If you’re interested in platinum and palladium, Noble Gold would definitely be a good pick.
Other precious metals IRA’s only offer gold and silver.
If you’re concerned about the future of the international financial system, Noble Gold’s Royal Survival Packs could be a good option. Instead of going to a bank or vault, these metals come straight to your home.
Beyond precious metals, we’re really excited about Noble’s cryptocurrency IRA’s.
If you’re worried about the future of the U.S. dollar, digital currencies may be the ideal investment.
Noble Gold Review - Final Thoughts
Noble Gold is a new player in the precious metals industry that brings a lot to the table. With both IRA’s and survival packs, it offers something for everyone.
And its crypto accounts are a new addition that provides a method to diversify against the world’s pandemonium even more.
On top of uncertainties concerning the dollar, the stock market crash of 2020 is yet another reminder of the inherent pitfalls of trying to plan for retirement by investing in the stock market.
With both precious metals and cryptocurrencies, Noble Gold customers can ensure their future by protecting their savings, families, and retirement assets.
Get Your FREE Gold & Silver Investors Guide!
Learn How to Rollover Your IRA or 401(k) Into Gold & Silver
I pursued my liberal arts education at the University of Oklahoma, where I received a Bachelor of Arts in 1998. Two years later, I tried investing on my own during the dot-com bust of 2000. Since then, I have gradually acquired knowledge of a wider range of financial instruments, including precious metals and cryptocurrencies.